/*
Theme Name: Homeowner Insurance HQ Landing (v2.5)
Theme URI: https://homeownerinsurancehq.com/
Author: You
Author URI: https://homeownerinsurancehq.com/
Description: v2.5 adds shortcodes [hihq_tel] and [hihq_phone]. Includes hero banner controls, centered footer menu, Inner Page template, JSON-LD, brand colors, and full content sections.
Version: 1.5.0
License: GPL-2.0-or-later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: hihq
*/

:root{
  --brand:#0a3d62;
  --accent:#22a45a;
  --line:#e5e7eb;
  --ink:#0b1220;
  --hero-overlay: 0.35;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,'Helvetica Neue',Arial,'Noto Sans',sans-serif;
  color:#0f172a;background:linear-gradient(180deg,#f8fafc,#eef2f7);line-height:1.6;
}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}

.topbar{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--brand)}
.custom-logo-link, .custom-logo{display:inline-block;line-height:0}
.custom-logo{max-width:200px;height:auto;max-height:82px}
.site-name{font-weight:700;color:var(--brand)}
.phone-cta{font-weight:700;text-decoration:none;color:#0b7a2a;background:#e7f7ed;padding:10px 14px;border-radius:10px;border:1px solid #b6e7c7}

/* HERO with banner support */
.hero{
  position:relative;
  padding:84px 0 56px;
  border-bottom:1px solid var(--line);
  background:radial-gradient(60% 60% at 20% 0%, #e7f0fa 0%, #f4f7fb 60%, #fff 100%);
  background-repeat:no-repeat;
  background-size:cover;
  background-position:center center;
  overflow:hidden;
}
.hero::before{
  content:"";
  position:absolute;inset:0;
  background:rgba(10,16,32,var(--hero-overlay));
  pointer-events:none;
}
.hero .wrap, .hero .hero-inner{position:relative; z-index:1;}
.hero .kicker{color:#e2ecf7;font-weight:600;margin:0 0 8px}
.hero h1{font-size:clamp(28px,4vw,40px);line-height:1.2;margin:0 0 12px;color:#ffffff}
.hero .sub{max-width:800px;margin:0 0 12px;color:#e5eef9}
.badges{display:flex;gap:14px;flex-wrap:wrap;padding:0;margin:8px 0 22px;list-style:none}
.badges li{background:#ffffffd9;border:1px solid var(--line);padding:8px 12px;border-radius:999px}
.btn{display:inline-block;padding:12px 18px;border-radius:12px;background:var(--brand);color:#fff;text-decoration:none;font-weight:700;border:1px solid #06324f}
.btn.big{font-size:18px;padding:14px 22px}
.note{color:#e2e8f0;margin-top:8px}

section{padding:40px 0}
.features h2,.why h2,.how h2,.discounts h2,.faq h2,.cta-final h2{font-size:28px;margin:0 0 18px}
.grid{display:grid;gap:18px}
.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}
.list{margin:0;padding-left:18px}
.steps{counter-reset:step;display:grid;gap:12px;margin:0;padding:0}
.steps li{list-style:none;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px}
.discounts .grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px;margin-bottom:10px}
.faq summary{font-weight:600;cursor:pointer}

.cta-final{background:#0a1020;color:#eaf2fb;text-align:center}
.cta-final .btn{background:var(--accent);border-color:#138645}
.hours{opacity:.9}

.site-footer{background:#0a0f1a;color:#c9d3e6;padding:28px 0;font-size:14px}
.site-footer a{color:#c9d3e6}
.footer-nav { margin-bottom: 14px; }
.footer-menu { list-style: none; padding: 0; margin: 0; display: flex; gap: 18px; flex-wrap: wrap; justify-content: center; }
.footer-menu li { text-align: center; }
.footer-menu a { color: #c9d3e6; text-decoration: none; }
.footer-menu a:hover { text-decoration: underline; }

/* Inner page */
.page-hero{background:#fff;border-bottom:1px solid var(--line);padding:48px 0}
.page-hero h1{margin:0;color:#0b1220;font-size:clamp(26px,3.5vw,36px)}
.page-grid{display:grid;grid-template-columns:260px 1fr;gap:24px}
.page-sidebar{position:sticky;top:84px;align-self:start;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px}
.page-sidebar h3{margin:0 0 10px;font-size:16px;color:#0b1220}
.page-sidebar ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.page-sidebar a{text-decoration:none;color:#0b1220}
.page-sidebar a:hover{text-decoration:underline}
.page-content{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}
.page-content img{max-width:100%;height:auto;border-radius:12px}

@media (max-width:900px){
  .page-grid{grid-template-columns:1fr}
  .page-sidebar{position:relative;top:auto}
}

@media (max-width:800px){
  .grid.two,.grid.three{grid-template-columns:1fr}
  .topbar .wrap{height:auto;padding:12px 20px;gap:10px;flex-wrap:wrap}
}