UK Garden Claims Keep on Growing
Don’t forget your shed’, she states: ‘Garden theft increased by 63% over the summer months last year from the previous year and is expected to rise again in 2009.
Since 22nd December 2008, Sainsbury’s Bank home insurance estimates that there have been 13,000 claims linked to water damage under the category ‘forcible/violent bursting’. If your property is broken into and items are stolen or vandalized, most insurance policies will cover the cost of repairs and replace stolen items.
This items needs to be protected, all you need to know is how.With an increase in the economic credit crunch, it is noted that there is also an increase in garden theft. It can also be worthwhile leaving a radio on to give a burglar the impression that someone is home.Pay particularly close attention to garden items to reduce the risk of firework damage.
Move any garden ornaments, potted plants and bikes indoors and out of sight, particularly if they are at the front or side of the house where they could be targeted by opportunist thieves. Some policies will also cover items in the garden such as ornaments and patio furniture.
Security Devices: You can get discounts on your insurance if you install security devices like dead-bolt locks, window locks, security lights, and alarm systems. You need to consider using window locks, key operated doors, alarms for intrusion of unwanted persons, weather notice systems etc..It is good to include an emergency cover in your policy package.
The insurance will take care of paying your relocation for the time it will take to get your apartment back.Why make your life more difficult than it already is? So get out in the garden, put padlocks on the gates and shed door, put away bikes, mowers and other expensive garden furniture and equipment.